Let' get started on your home-buying journey where your goals are the top priority.

Welcome to Your Home-Buying Journey

YOUR LOCAL REALTORs

We will break down the jargon, handle the heavy lifting, and keep you in the loop at every step. All you need to do is envision your life in your new home; I’ll help take care of the rest.

Let’s keep it real: there’s a lot to navigate—from listings to viewings to the mountains of paperwork. But don’t sweat it.

Buying a home is a big deal, the kind you want to get right. We are here to help you sift through the options, zero in on what you love, and nail down that dream home. You deserve to feel confident every step of the way.

Because buying a home should be exciting and stress-free

We are HERE TO HELP

Armed with in-depth market knowledge and a talent for tactics, we will negotiate deals that leave you feeling confident and happy every step of the way

INSIDER INFORMATION

Effortless coordination and meticulous planning make your real estate transaction organized and seamless, promising you peace of mind every step of the way.

ORGANIZED & SEAMLESS

Streamlined steps, personalized guidance, and clear communication define our process, ensuring your real estate experience is smooth, efficient, and entirely stress-free.

SIMPLIFIED PROCESS

hOME bUYER

Timeline

Before diving into house hunting, it's smart to sit down with a mortgage pro. Think of this as your "get prepared" phase. You'll discuss mortgage options and determine your budget. Don't forget to ask for a pre-approval letter – it's your key to knowing how much home you can afford. 

Meet Your Mortgage Pro

Step 01

STEP 01

STEP 02

Now that you've met with the lender, it's time for us to discuss what your dream home looks like. We'll cover style, budget, location, and any features that are a must for you. This is where we get into the nitty-gritty of your ideal home. 

Let's Chat About Your home

Step 2

STEP 03

Step 3

Next, 'm setting up a custom search that's all about you and what you're looking for in a home. We're talking the nitty-gritty details, the 'non-negotiables' and the 'wouldn’t-that-be-nice's. Every home that fits the bill will land straight in your inbox. See something you like? Just give me the nod, and I’ll line up showings right away!

Your Custom Home Hunt

STEP 04

Now that you found the perfect home, let’s talk strategy. We’ll hash out all the nitty-gritty details to put together an offer that’s as strong as coffee on a Monday morning. Price, inspection timelines, financial contingencies – we’ll cover it all. Let’s roll up our sleeves and get you that home! 

Crafting Your Winning Offer

Step 4

STEP 05

Once we throw our offer into the ring, the ball’s in the seller’s court—they can accept, take a pass, or hit us back with a counter. No matter their move, I’ve got your back, helping you decipher the contract’s fine print and strategize our next play. Together, we’ll navigate this to land you your home sweet home on terms that feel just right.

From Offer to Contracts

Step 5

STEP 06

Step 6

You’ll be putting down your earnest money—an upfront show of good faith that you’re serious about this purchase. Next up, we’ve got a window of time, already agreed upon in our contract, to get all our inspections sorted. Whether it’s termites, electrical quirks, or plumbing mysteries, we’ll leave no stone unturned.  

Let's Talk Escrow Basics

STEP 07

Step 7

Almost there! After your loan is processed, we'll get the "clear to close" from your lender. Next up: the final walk-through to ensure everything's perfect in your new home. Then, it's signing day - just a few i's to dot and t's to cross. And voilà, celebrate your new home - congratulations! 🎉🏡

YAY! It's Closing Time

STEP 08

Step 8

My support after closing is designed to provide you with peace of mind as you settle into your new property. Whether it's understanding your warranty, navigating the intricacies of property taxes, seeking advice on property maintenance, or simply needing recommendations on the best local eats,  I'm here for you.

Support after closing

We will never pressure you to make a move—We are here to educate you on all your options and guide you through. This is a huge, exciting time for you, and you deserve someone who truly has your best interests at heart.

Partnering with us means you get more than just the basic information; you get exclusive insights and local wisdom that put you ahead.

Contracts, negotiations, timelines, repairs, locations, appraisals, mortgages—so much goes into buying a home. We have refined a process that makes your experience completely stress-free. Yes, it's possible!

Because you need more than just someone to open the door

what makes it different

Lacy Oliphant

 HOME  MORTGAGE LENDER

816-830-0807
LoansWithLO@summitfunding.net
www.LoansWithLO.com


With over seven years in the KC Mortgage market, Lacy has guided over 400 families through the home loan process. Her heart and passion shine while she educates her clients and builds a lifelong relationship with them. She is an expert in her craft and aims to please at the highest level consistently.

meet lacy aka lo

Recommended Lender

Navigating your first buy, juggling buying and selling, investing in property, or relocating—whatever your scenario, we are here to help. Let's partner up to find the home that fits your life perfectly.

Finding Your Perfect Space

BECAUSE YOU DESERVE A HOME YOU LOVE

Home Buyer

Debbie K.

Jordan and Kyle Heffner recently sold our house for us. We wanted to relocate back to Florida. They went above and beyond to get us a quick sale with multiple offers and we sold above our asking price. If you need a team to help you sell or buy, this team is the best.

Home Seller

Cheryl U.

Jordan Heffner is the best realtor that I would want looking or selling a home for me! She kept me updated every step of the way of selling my home! She made me feel like family, I would recommend Jordan to anyone.

Home Buyer

Brittany F

Jordan is:
New age review: Dope AF. Fr. Fr. No cap.

Professional review: An incredible human being who was there for me and my family every step of the way. She is personable, intelligent and an absolute blast to work with. The world needs more Jordan's in it.

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FROM START TO SOLD. ALL THE DETAILS YOU NEED TO SUCCESSFULLY BUY YOUR NEW HOME.

Grab your Home Buyer's Guide

your Home Buyer's guide 

GRAB THE GUIDE

rEADY TO START YOUR HOME BUYING JOURNEY?

Let's Hunt for Your Home Sweet Home

let's get started today